Terms of Service.

Acceptance and Scope of Terms

Welcome to Ubiquitus.org ("Ubiquitus," "we," "us," or "our"), an experimental Universal Basic Income platform. By accessing, using, or creating an account on our website and services, you agree to be bound by these Terms of Service ("Terms"), our Privacy Policy, and all applicable laws and regulations. If you do not agree to these Terms, you must not use our services.

These Terms apply to all users, including but not limited to visitors, registered users, contributors, and payment recipients.

Platform Description and Services

Core Service: Ubiquitus operates an experimental Universal Basic Income (UBI) distribution system that provides regular payments to verified participants.

Pool Stewardship: The community pool is held in a prudent, diversified, low-cost index fund. It is not an automated or AI-driven trading service. Trades are placed only when a human operator runs a periodic rebalance — never automatically on your behalf.

Payment Processing: We facilitate payments through third-party services including Venmo, PayPal, and other approved payment processors.

Community Platform: We provide a platform for users to track their participation, view impact data, and engage with the UBI community.

Eligibility and Account Requirements

Age Requirement: You must be at least 18 years of age to participate in Ubiquitus services.

Jurisdiction: Services are currently available only to residents of the United States with valid payment processor accounts.

Account Limits: Each individual is permitted only one account on Ubiquitus. Creating multiple accounts will result in immediate termination of all associated accounts.

Verification Requirements: To receive payments, users must complete our verification process, which includes providing accurate personal information and completing micro-payment verification through approved payment processors.

User Responsibilities and Prohibited Conduct

Accurate Information: You agree to provide true, accurate, current, and complete information during registration and verification processes.

Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

Prohibited Activities: You may not:

• Create multiple accounts or attempt to circumvent verification systems
• Provide false or misleading information
• Attempt to manipulate, exploit, or abuse our payment systems
• Use our services for illegal activities or money laundering
• Reverse engineer, hack, or attempt to gain unauthorized access to our systems
• Violate any applicable laws or regulations
• Harass, threaten, or harm other users or our staff

Financial Terms and Payment Processing

Contribution Structure: All contributions to the UBI Fund are voluntary donations. Contributions are not investments and do not guarantee returns or specific payment amounts.

Contributions are gifts — not investments. Once processed, they are final and non-refundable.

Non-Refundability: All contributions are final and non-refundable once processed, except as required by applicable law.

Payment Distribution: UBI payments are distributed based on available funds and our distribution algorithm. Payment amounts and frequency may vary and are not guaranteed.

Payment Processing Fees: Third-party payment processor fees may apply to both contributions and distributions.

Tax Responsibilities: Recipients are responsible for reporting payments as income and paying applicable taxes. We may provide tax documentation as required by law.

Pool Stewardship and Risks

How the pool is held: The community pool is held in a prudent, diversified, low-cost index fund. There is no automated or AI-driven trading service. A human operator rebalances the portfolio only on a periodic basis. Even so, holding assets in a market carries inherent risks, including:

• Market volatility and the potential for losses in value
• Operational or technology failures
• Unexpected market conditions that reduce the value of the pool

No Investment Advice: Nothing here constitutes investment advice, and contributions are not investments. The value of the pool is not guaranteed and may decline.

Risk Acknowledgment: By participating, you acknowledge that contributions are one-way charitable gifts with no promised return, and that the experimental nature of the pool carries inherent risks that could affect payment amounts or availability.

Privacy and Data Protection

Data Collection: We collect personal information necessary to operate our services, as detailed in our Privacy Policy.

Financial Data: We may collect and store financial information necessary for payment processing and verification.

Data Security: We implement industry-standard security measures to protect your data, but cannot guarantee absolute security.

Data Sharing: We may share data with payment processors, regulatory authorities, and service providers as necessary to operate our services.

Experimental Nature and Disclaimers

Experimental Platform: Ubiquitus is an experimental platform exploring Universal Basic Income concepts. The platform, payment amounts, and availability are not guaranteed and may change or discontinue at any time.

No Guarantee of Payments: Participation does not guarantee receipt of payments. Payment availability depends on fund performance, user verification, and platform operations.

Service Evolution: Our services, including how the pool is held and payment mechanisms, may evolve, change, or be discontinued based on performance, regulatory requirements, or other factors.

Intellectual Property Rights

Platform Content: All content on Ubiquitus, including text, graphics, logos, and software, is our property or that of our licensors and is protected by intellectual property laws.

User Content: You retain ownership of content you provide but grant us a non-exclusive license to use it for platform operations.

Feedback: Ideas, suggestions, or feedback you provide may be used by us without obligation or compensation to you.

Third-Party Services and Integration

Payment Processors: We integrate with third-party payment services (Venmo, PayPal, etc.) that have their own terms and privacy policies.

External Dependencies: Our services may depend on third-party APIs, market data providers, and other external services.

No Control: We are not responsible for the availability, terms, or privacy practices of third-party services.

Platform Modifications and Termination

Service Changes: We reserve the right to modify, suspend, or discontinue any aspect of our services at any time with or without notice.

Account Termination: We may terminate or suspend accounts for violations of these Terms, suspicious activity, or other reasons at our discretion.

Effect of Termination: Upon termination, your right to use our services ceases immediately, though certain provisions of these Terms will survive.

Limitation of Liability and Disclaimers

Service "As Is": Our services are provided "as is" without warranties of any kind, either express or implied.

Limitation of Damages: To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses.

Maximum Liability: Our total liability to you for all claims shall not exceed the lesser of $1,000 or the amount you have contributed to the platform in the 12 months preceding the claim.

Indemnification

You agree to indemnify, defend, and hold harmless Ubiquitus, its officers, directors, employees, and agents from any claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of our services, violation of these Terms, or infringement of any third-party rights.

Regulatory Compliance and Legal Obligations

Compliance Requirements: We operate in compliance with applicable financial regulations, anti-money laundering laws, and tax reporting requirements.

Cooperation with Authorities: We may be required to provide information to regulatory authorities, law enforcement, or tax agencies as required by law.

Regulatory Changes: Changes in applicable laws or regulations may require modifications to our services or these Terms.

International Users and Export Controls

US-Based Service: Our services are operated from the United States and subject to US laws and regulations.

Export Restrictions: Our technology and services may be subject to US export control laws and may not be available in all jurisdictions.

Dispute Resolution and Governing Law

Governing Law: These Terms are governed by the laws of the State of California, United States, without regard to conflict of law principles.

Arbitration: Any disputes arising from these Terms or our services shall be resolved through binding arbitration administered by the American Arbitration Association, except for claims involving intellectual property or injunctive relief.

Class Action Waiver: You agree to resolve disputes individually and waive the right to participate in class actions or collective proceedings.

Communication and Notifications

Electronic Communications: You consent to receive communications from us electronically, including via email or platform notifications.

Important Notices: We may send important notices regarding your account, payments, or changes to our services.

Marketing Communications: You may opt out of marketing communications while still receiving essential service notifications.

Accessibility and Technical Requirements

Platform Access: We strive to make our platform accessible but cannot guarantee compatibility with all devices or assistive technologies.

Technical Requirements: Use of our services requires a compatible device, internet connection, and supported web browser.

Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, government actions, internet outages, or third-party service failures.

Severability and Entire Agreement

Severability: If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement: These Terms, together with our Privacy Policy and any additional agreements, constitute the entire agreement between you and Ubiquitus.

Changes to Terms of Service

Modification Rights: We reserve the right to modify these Terms at any time. Material changes will be communicated to users via email or platform notification.

Continued Use: Your continued use of our services after changes become effective constitutes acceptance of the modified Terms.

Review Responsibility: You are responsible for regularly reviewing these Terms for updates.

Contact Information and Support

Questions and Support: For questions about these Terms, our services, or to report issues, please contact us at [email protected].

Legal Notices: Legal notices should be sent to our registered address or email as specified on our platform.

Response Time: We strive to respond to inquiries within 48 hours during business days.